Privacy Policy

1. Introduction

QuotePath ("Company," "we," "us," or "our") operates the website quotepathusa.com (the "Site"). This Privacy Policy describes how we collect, use, disclose, and protect your personal information when you use the Site or submit a request for insurance quotes.

By accessing or using the Site, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use the Site.

2. Information We Collect

2.1 Information You Provide Directly

When you submit a quote request, we may collect:

• Full name
• Email address
• Phone number (optional)
• ZIP code and state
• Type of insurance requested (home, auto, or both)

2.2 Information Collected Automatically

When you visit the Site, we automatically collect certain technical data, including:

• IP address and approximate geographic location
• Browser type, version, and operating system
• Referring URL and pages visited on the Site
• UTM parameters and advertising click identifiers (e.g., fbclid)
• A randomly generated visitor identifier stored in a cookie
• Device identifiers and cookie data

2.3 Cookies and Tracking Technologies

We use first-party cookies and third-party analytics and advertising tags (Google Analytics 4, Meta Pixel) to measure site performance and advertising effectiveness. You may manage cookie preferences through the consent banner or your browser settings.

3. How We Use Your Information

We use the information we collect to:

• Match your request with licensed insurance carriers or agents who may contact you with quotes
• Send you your requested insurance comparison results by email
• Analyze and improve Site performance and user experience
• Measure the effectiveness of our advertising campaigns
• Comply with applicable laws and regulations
• Detect and prevent fraud or abuse

4. Sharing of Your Information

We may share your personal information with the following categories of third parties:

• Insurance carriers and licensed agents: We share your quote request data with insurance companies and their authorized agents who may contact you via phone, email, or text with insurance offers. By submitting a quote request, you expressly consent to such contact.
• Lead aggregation partners: We may share your information with third-party lead buyers or marketing partners who offer insurance-related products and services.
• Analytics and advertising providers: We share data with Google and Meta for analytics and advertising purposes, subject to their privacy policies.
• Service providers: We use third-party vendors (hosting, email delivery, etc.) who process data on our behalf under contractual confidentiality obligations.
• Legal requirements: We may disclose information if required by law, court order, or governmental authority.

We do not sell your personal information in the traditional sense; however, sharing data with insurance carriers and lead partners may constitute a "sale" or "sharing" under some state privacy laws. See Section 7 (CCPA/CPRA Rights) for details.

5. Consent to Contact

By submitting a quote request, you acknowledge and agree that:

• You may be contacted by insurance companies, agents, and marketing partners at the phone number and email address you provided.
• Contact may occur via automated telephone calls, pre-recorded messages, or text messages even if your number is on a Do Not Call registry, unless you have revoked consent.
• Consent is not a condition of purchasing any product or service.

To opt out of further contact, you may follow the unsubscribe instructions in any email or reply STOP to any text message.

6. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this Policy, or as required by applicable law. Lead data is typically retained for up to 36 months. Analytics data is retained per the default retention settings of our analytics providers.

7. California Privacy Rights (CCPA / CPRA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

• Right to Know: You may request disclosure of the categories and specific pieces of personal information we have collected about you, the sources, our purposes for collecting it, and the categories of third parties with whom we share it.
• Right to Delete: You may request deletion of personal information we have collected from you, subject to certain exceptions.
• Right to Correct: You may request correction of inaccurate personal information.
• Right to Opt Out of Sale/Sharing: You may opt out of the sale or sharing of your personal information. To exercise this right, email us at privacy@quotepathusa.com with the subject "Do Not Sell My Personal Information."
• Right to Non-Discrimination: We will not discriminate against you for exercising any of these rights.

To submit a verifiable consumer request, contact us at privacy@quotepathusa.com. We will respond within 45 days.

8. Other State Privacy Rights

Residents of Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA), and other states with comprehensive privacy laws may have similar rights to access, delete, correct, and opt out of certain data processing. Please contact us at privacy@quotepathusa.com to exercise these rights.

9. Children's Privacy

The Site is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately.

10. Security

We implement industry-standard security measures including TLS encryption for data in transit and access controls for data at rest. No method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

11. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes acceptance of the updated Policy.

13. Contact Us

If you have questions about this Privacy Policy, please contact us: